San Diego County Faces Growing Housing Affordability Challenges

View of San Diego showcasing diverse housing options

San Diego County, February 2, 2026

San Diego County is experiencing escalating housing affordability challenges, with median housing costs rising faster than household incomes. Recent data reveals a significant portion of residents are cost-burdened, spending more than 30% of their income on housing. Despite efforts to provide subsidized housing, many residents continue to struggle with affordability. A comprehensive approach is needed to address the disparity between income growth and increasing housing costs, ensuring stable housing options for residents.

San Diego County Faces Growing Housing Affordability Challenges

San Diego County, California – Recent data highlights a widening gap between household incomes and housing costs in San Diego County, underscoring escalating affordability issues for residents.

Income and Housing Cost Trends

Between 2019 and 2024, the median household income in San Diego County increased by approximately 27%, reaching around $109,000. Over the same period, median monthly housing costs—including rent and owner expenses—rose by about 29%. This trend indicates that housing expenses are outpacing income growth, leading to a greater financial burden on residents.

Cost-Burdened Households

As of 2021, 42.2% of households in San Diego County were classified as cost-burdened, meaning they spent 30% or more of their income on housing. This figure reflects a persistent challenge in housing affordability across the region.

Subsidized Housing and Affordability

In 2023, approximately 82,000 individuals in San Diego County lived in subsidized housing, accounting for about 2.5% of the county’s population. Despite these efforts, many residents continue to face affordability challenges, with a significant portion of the population spending a substantial share of their income on housing.

Housing Market Overview

The average home value in San Diego County was $913,283 as of December 2025, marking a 2.4% decrease over the previous year. The median sale price for homes was $875,000, with properties typically going pending in about 31 days. These figures suggest a competitive housing market, further complicating affordability for many residents.

Conclusion

The data underscores a pressing need for comprehensive housing solutions in San Diego County. Addressing the disparity between income growth and rising housing costs is crucial to ensure that residents can access affordable and stable housing options.

Frequently Asked Questions (FAQ)

What is the median household income in San Diego County as of 2024?

The median household income in San Diego County increased by approximately 27% between 2019 and 2024, reaching around $109,000.

What percentage of households in San Diego County are cost-burdened?

As of 2021, 42.2% of households in San Diego County were classified as cost-burdened, meaning they spent 30% or more of their income on housing.

How many people live in subsidized housing in San Diego County?

In 2023, approximately 82,000 individuals in San Diego County lived in subsidized housing, accounting for about 2.5% of the county’s population.

What is the average home value in San Diego County?

The average home value in San Diego County was $913,283 as of December 2025, marking a 2.4% decrease over the previous year.

What is the median sale price for homes in San Diego County?

The median sale price for homes in San Diego County was $875,000, with properties typically going pending in about 31 days as of December 2025.

Key Features of San Diego County’s Housing Affordability Challenges

Feature Details
Income Growth Median household income increased by approximately 27% between 2019 and 2024, reaching around $109,000.
Housing Cost Increase Median monthly housing costs rose by about 29% over the same period, outpacing income growth.
Cost-Burdened Households As of 2021, 42.2% of households were cost-burdened, spending 30% or more of their income on housing.
Subsidized Housing Approximately 82,000 individuals lived in subsidized housing in 2023, accounting for about 2.5% of the county’s population.
Average Home Value The average home value was $913,283 as of December 2025, marking a 2.4% decrease over the previous year.
Median Sale Price The median sale price for homes was $875,000, with properties typically going pending in about 31 days as of December 2025.

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STAFF HERE SAN DIEGO WRITER
Author: STAFF HERE SAN DIEGO WRITER

The SAN DIEGO STAFF WRITER represents the experienced team at HERESanDiego.com, your go-to source for actionable local news and information in San Diego, San Diego County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as Comic-Con International, San Diego County Fair, and San Diego Pride Festival. Our coverage extends to key organizations like the San Diego Regional Chamber of Commerce and United Way of San Diego County, plus leading businesses in biotechnology, healthcare, and technology that power the local economy such as Qualcomm, Illumina, and Scripps Health. As part of the broader HERE network, including HEREAnaheim.com, HEREBeverlyHills.com, HERECostaMesa.com, HERECoronado.com, HEREHollywood.com, HEREHuntingtonBeach.com, HERELongBeach.com, HERELosAngeles.com, HEREMissionViejo.com, and HERESantaAna.com, we provide comprehensive, credible insights into California's dynamic landscape.

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