San Diego, January 30, 2026
San Diego residents have only two days left to enroll or renew health insurance through Covered California, with the deadline set for January 31. Over 1.9 million Californians have received assistance in obtaining health coverage for 2026. Despite the loss of federal Enhanced Premium Tax Credits, California is taking steps to maintain affordability, with many residents qualifying for low-cost plans. It’s crucial for residents to act quickly to secure continuous health coverage before the deadline.
San Diego, California – Covered California Enrollment Deadline Approaches
San Diego residents have just two days left to enroll in or renew their health insurance plans through Covered California, with the open enrollment period ending on January 31, 2026.
As of January 28, 2026, Covered California has assisted over 1.9 million Californians in obtaining health insurance for 2026. Notably, more than 385,000 individuals have enrolled in plans with monthly premiums of $10 or less per member. Despite the expiration of federal Enhanced Premium Tax Credits, which had previously helped millions afford coverage, the state has implemented measures to maintain affordability. For instance, California has allocated $190 million to keep monthly premiums reasonable for its most vulnerable residents. Approximately 82% of Covered California enrollees are eligible for financial assistance in 2026, with over half qualifying for health insurance at $10 or less per month. Additionally, more than a quarter can access comprehensive Silver plans at this price point.
Residents are encouraged to act promptly to secure coverage. Enrollment can be completed online, over the phone, or in person with the assistance of certified agents and community partners. These resources are available to help consumers navigate their options and find plans that best suit their needs and budgets.
After the January 31 deadline, individuals will need to experience a qualifying life event to enroll in health insurance through Covered California. Therefore, now is the time to act to ensure continuous health coverage for the upcoming year.
Key Features of Covered California Enrollment
| Feature | Details |
|---|---|
| Enrollment Deadline | January 31, 2026 |
| Financial Assistance Eligibility | Approximately 82% of enrollees qualify for financial help in 2026, with over half eligible for plans at $10 or less per month. |
| Enrollment Methods | Online, over the phone, or in person with certified agents and community partners. |
| Post-Deadline Enrollment | After January 31, enrollment is only possible with a qualifying life event. |
Frequently Asked Questions (FAQ)
What is the deadline to enroll in Covered California for 2026?
The open enrollment period for Covered California ends on January 31, 2026.
How can I enroll in or renew my health insurance through Covered California?
You can enroll or renew your health insurance online, over the phone, or in person with the assistance of certified agents and community partners.
What financial assistance is available for Covered California enrollees in 2026?
Approximately 82% of Covered California enrollees are eligible for financial assistance in 2026, with over half qualifying for health insurance at $10 or less per month.
What happens if I miss the January 31 deadline?
After the January 31 deadline, individuals will need to experience a qualifying life event to enroll in health insurance through Covered California.
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Author: STAFF HERE SAN DIEGO WRITER
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